Real Estate Negotiation

If you are selling or buying a home, it is important to remember that there is more to negotiate than the purchase price.     There are many things that can increase the value to a seller or buyer such as: Earnest Deposit: A seller will likely ask for a higher earnest...

What is a Mortgage Pre-Approval?

In a seller’s market, it is a good idea to have your home loan pre-approved. What is a Mortgage Pre-Approval? When you are pre-approved for a mortgage, it means a lender has determined how much you can borrow, the loan programs for which you may qualify, as well as...

Things to Consider When Selling Your Home

Selling Your Own Home – Things to Consider: A For Sale By Owner, or FSBO, is a home that is being sold directly by the seller, without a listing real estate agent. The benefit to the seller is that he or she is not paying a commission on the sale of the home, saving...

What Are the Types of Easements in Missouri?

Easements affect the property rights of many real property owners.     An easement grants to the holder a right to use land owned by another. Affirmative vs. Negative Easements: Easements that grant usage rights are affirmative easements, while easements that restrict...

Home Owners Associations

HOA Architectural Committees: You are choosing a new paint color for the outside of your house, and you think, “Since all the other houses are beige, I think I’ll paint mine blue.” On second thought, you had better check your homeowner’s association (HOA) governing...