Title Claims

Title Claims

A title claim can happen from an individual, lender, or government entity asserting an interest in your property. One of the most common reasons this could occur is if the previous owner missed a mortgage payment and the lender is looking for compensation. In this situation, the lender will file a claim for your property in hopes of getting a return.

When a title claim is sent to your property, don’t ignore it. It is a claim against the property, not you. If ignored, it could lead to possible foreclosure and your property being taken away. If a title claim is sent to you about a previous owner, title insurance can help resolve the issue between the lender, so you do not have to pay for the former owner’s mishaps. There are many scenarios where a claim could be sent to your property. It is essential to keep an eye out and keep records of property changes and mortgage payments, and if you need more assistance, reach out to a real estate attorney.

 

Common Causes of a Title Claim:

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A previous owner might not have paid their property taxes, HOA fees, or mortgage loans, leading to a mortgage lien.

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An easement: another entity having rights to your land as you own it.

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The title of your property was taken unlawfully by someone stealing your identity and creating a fake deed.

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If a title search comes back clean the first round, but then, later on, a claim or lien gets sent to you.

Do you need a real estate attorney?

While having title insurance should keep you safe from any possible claims or liens on your property, a real estate attorney can ensure that you are properly protected and ready for any event. If a claim is sent to you about a former owner, consulting a real estate attorney can provide the extra assistance and guidance you need to keep your home and your title safe.

Hunter Law Group

1900 W. 75th St.
Ste. 120
Prairie Village, KS 66208

913-320-3830

The information on this website is for general information purposes only. Nothing on this site should be taken as legal advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute, an attorney-client relationship. The choice of a lawyer is an important decision and should not be based solely upon advertisements.