Property Damage Attorneys, Kansas & Missouri

For many, signing up for insurance means that they will be protected in the case of a damaging event. If someone’s home or property is damaged by a fire, flood, storm, earthquake, tornado, or other natural disaster, one would expect the insurance company to react quickly and do everything in their power to restore life back to how it was prior to the events happening. This would mean an extensive look at the damage, and a fair settlement amount for your claim.

Unfortunately, the insurance companies are often in the business of reducing their risks as much as possible, and minimizing their payouts.

In property damage cases, these insurance companies have been known to overlook some of the property damages they are responsible for, and implement practices that are not in the interest of the property owner who experienced the damages.

We see this take a few different forms:

• Implementing questionable methodologies and tactics to delay, deny, and defend against property damage claims

• Using adjusters who tend to save them money by routinely returning real estate claims that reduce the amount of property damages they have to pay out

• Refusing to pay for a property that has been damaged by a storm, flooding, shifting grounds, or other weather-related incidents, even if covered in agreement

• Relying on assessments and appraisals that undervalue the costs of the work that needs to be done to restore the damage to the property

• Classifying property damage under categories that are not covered, even if they should rightfully be covered under their legal designation