Real Estate Negotiation

If you are selling or buying a home, it is important to remember that there is more to negotiate than the purchase price.     There are many things that can increase the value to a seller or buyer such as: Earnest Deposit: A seller will likely ask for a higher earnest...

What is a Mortgage Pre-Approval?

In a seller’s market, it is a good idea to have your home loan pre-approved. What is a Mortgage Pre-Approval? When you are pre-approved for a mortgage, it means a lender has determined how much you can borrow, the loan programs for which you may qualify, as well as...